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  • Premium Persistency Study of Flexible Premium Universal Life Products Report
    indicated all products were fully underwritten. The primary target markets reported for ULSG products were ... relationships, not to build up cash values. As such, care should be taken in pricing conducted assuming an ...

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    • Authors: Society of Actuaries
    • Date: May 2012
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life
  • 2018 Universal Life with Secondary Guarantees Survey: Survey of Assumptions for Policyholder in the Tail
    40% 60% 80% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ... actuaries, who have a rigorous formal education and direct experience as practitioners as they perform applied ...

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    • Authors: Jeffrey Hartman
    • Date: Sep 2018
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • 2017 Universal Life with Secondary Guarantees Survey
    with a heavier proportion using wirehouse and direct distribution relative to prior years. Figure ... 40% 60% 80% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ...

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    • Authors: Jeffrey Hartman
    • Date: Jul 2017
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
    Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 ... 80% 90% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ...

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    • Authors: Stephen Hodges, Charles M Bremer
    • Date: Jan 2014
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee 2015 Survey Results
    Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee ... 40% 60% 80% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ...

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    • Authors: Stephen Hodges, Charles M Bremer, Jeffrey Hartman
    • Date: Apr 2016
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life